What if you could have a career makeover in just half a day?
How much time are you willing to invest into your career? Chances are, you have already invested a lot into your career. Everyday, you are expending time, energy and effort to make your career work.
What if you could have a career makeover in just half a day? Now you can!
This specially designed half-day seminar to get you started on your career makeover. At this seminar, you will:
• Discover your personalized inventory of career strengths and how you can build upon them
• Gain fresh new perspectives on your career pathways
• Learn new strategies for achieving work-life balance and fulfilling your dreams
Showing posts with label investment. Show all posts
Showing posts with label investment. Show all posts
Thursday, March 11, 2010
Tuesday, March 9, 2010
Make Money while Going on a Holiday
Do you want to save money, make money and yet travel freely? Here is the inside scoop that travel agencies will not tell you and yet, it will make your holiday a memorable one. Have a secret dream of being a merchandiser, well, this is really the stuffs that you want to know, but cannot find in brochures!
The next time you go on a holiday, challenge yourself to turn a holiday trip to a money making venture!
1) Keep your eyes peeled for popular brands / trends
It never hurt to ask the locals for the best places of attractions. When in Rome, do what the Romans do. Check out great sights and sounds with a local, make a new friend! And what is best, is the possibility of seeing something interesting and bringing back a franchise! Do take note of the popular brands in the market, or something that has caught your interest. It may be the latest craze that catches on!
2) Make bulk purchases and sell back home
There are some popular face masks or unique products which are sold elsewhere at a cheap price. You can start surfing the websites and knowing what are some of the popular items sold in the country you are visiting. By doing so, you are able to defray the cost of your travel and it is always fun, to have the feeling of being a merchandiser! Do read up adequately, thus minimizing the probability of getting stuck with a lot of inventory. Keep the items simple and choose items that are relatively easy to be placed in your luggage!
Turn that holiday trip into an investment trip by simply opening your eyes to business ideas! Very often, a travel trip may turn out to be a gem, giving you ideas for even a franchisee! The money spent, is money well-invested! Check out my blog if you want more great tips in turning pleasures into money making ideas.
The next time you go on a holiday, challenge yourself to turn a holiday trip to a money making venture!
1) Keep your eyes peeled for popular brands / trends
It never hurt to ask the locals for the best places of attractions. When in Rome, do what the Romans do. Check out great sights and sounds with a local, make a new friend! And what is best, is the possibility of seeing something interesting and bringing back a franchise! Do take note of the popular brands in the market, or something that has caught your interest. It may be the latest craze that catches on!
2) Make bulk purchases and sell back home
There are some popular face masks or unique products which are sold elsewhere at a cheap price. You can start surfing the websites and knowing what are some of the popular items sold in the country you are visiting. By doing so, you are able to defray the cost of your travel and it is always fun, to have the feeling of being a merchandiser! Do read up adequately, thus minimizing the probability of getting stuck with a lot of inventory. Keep the items simple and choose items that are relatively easy to be placed in your luggage!
Turn that holiday trip into an investment trip by simply opening your eyes to business ideas! Very often, a travel trip may turn out to be a gem, giving you ideas for even a franchisee! The money spent, is money well-invested! Check out my blog if you want more great tips in turning pleasures into money making ideas.
Monday, March 8, 2010
The Face Shop Inspiring Interview
The Face Shop
When we see inspiring stories of women who have it all, we realise it is possible. With that extra grit and strength (women really have the tenacity within us- see how we queue relentlessly when there is a bargain), we will reach our destination.
The Face Shop is ubiquitous in Singapore and many Asian countries. How was it brought into Singapore from Korea?
Here is an interesting interview, with The Face Shop owners, Ms Doreen Kho Ching Kim & Peggy Kho Ching Ling when they first start up.
1. Please describe your business.
Our business is made up of a group of young enthusiastic people who wants to offer our customers excellent service and good quality Korean cosmetics to customers at affordable prices. We hope to encourage Singaporeans to be more adventurous with colours for the face and for Singaporeans to have a wider choice of skincare choices formulated from unique natural ingredients.
2. What made you embark on this venture choice?
Personally, I have always been vain at heart and I have a deep passion for cosmetics. I can spend hours at cosmetic counters and experimenting new products. In particular, Korea's cosmetics have caught my attention as they have one of the best technology for skincare development. The ingredients used are also very unique and since Korea has just opened their markets, it is a good opportunity for Singaporeans to finally discover their secret to great skin.
3. How does your business work?
We import our products from Korea and retail them in our outlets located at Bugis Junction and Plaza Singapura. Currently all our shops are self owned as we are apprehensive about franchising too soon.
4. Did you have the capital to start the business or did you have to borrow from someone to get started?
Our partnership includes me, my sister Peggy, my husband Leslie and 2 sleeping partners. Together, we have enough capital to invest into this venture.
5. Do your parents have their own businesses too? Have they inspired you in one way or another?
No, my parents do not own businesses. My mother passed away when my sister and I were young and my father passed away recently, both from illness. Yes, they have inspired us but in a different kind of way. Both our parents fought their illnesses, patiently and silently. When they are in pain, they hide in their rooms to weep and would never let us see their sufferings as they do not want us to feel sad. Seeing their resilent nature in overcoming adversities has made us stronger people. We learnt never to complain no matter how tired we are so that we will not demoralize the people around us. My grandmother and father had come from very poor families. They had worked very hard to make a living. My father had to study at the corridor because they could not afford the electrical bills. But because of that, he was even more determined to succeed so that he could get out of poverty and he did. He had passed on to us his spirit of determination.
Join our mailing list to read the full interview article!
When we see inspiring stories of women who have it all, we realise it is possible. With that extra grit and strength (women really have the tenacity within us- see how we queue relentlessly when there is a bargain), we will reach our destination.
The Face Shop is ubiquitous in Singapore and many Asian countries. How was it brought into Singapore from Korea?
Here is an interesting interview, with The Face Shop owners, Ms Doreen Kho Ching Kim & Peggy Kho Ching Ling when they first start up.
1. Please describe your business.
Our business is made up of a group of young enthusiastic people who wants to offer our customers excellent service and good quality Korean cosmetics to customers at affordable prices. We hope to encourage Singaporeans to be more adventurous with colours for the face and for Singaporeans to have a wider choice of skincare choices formulated from unique natural ingredients.
2. What made you embark on this venture choice?
Personally, I have always been vain at heart and I have a deep passion for cosmetics. I can spend hours at cosmetic counters and experimenting new products. In particular, Korea's cosmetics have caught my attention as they have one of the best technology for skincare development. The ingredients used are also very unique and since Korea has just opened their markets, it is a good opportunity for Singaporeans to finally discover their secret to great skin.
3. How does your business work?
We import our products from Korea and retail them in our outlets located at Bugis Junction and Plaza Singapura. Currently all our shops are self owned as we are apprehensive about franchising too soon.
4. Did you have the capital to start the business or did you have to borrow from someone to get started?
Our partnership includes me, my sister Peggy, my husband Leslie and 2 sleeping partners. Together, we have enough capital to invest into this venture.
5. Do your parents have their own businesses too? Have they inspired you in one way or another?
No, my parents do not own businesses. My mother passed away when my sister and I were young and my father passed away recently, both from illness. Yes, they have inspired us but in a different kind of way. Both our parents fought their illnesses, patiently and silently. When they are in pain, they hide in their rooms to weep and would never let us see their sufferings as they do not want us to feel sad. Seeing their resilent nature in overcoming adversities has made us stronger people. We learnt never to complain no matter how tired we are so that we will not demoralize the people around us. My grandmother and father had come from very poor families. They had worked very hard to make a living. My father had to study at the corridor because they could not afford the electrical bills. But because of that, he was even more determined to succeed so that he could get out of poverty and he did. He had passed on to us his spirit of determination.
Join our mailing list to read the full interview article!
Sunday, March 7, 2010
How to Make An Extra $500 a Month
How to Make An Extra $500 a Month
Excllent article By: Audra Lim
Most spend their lives chasing it, while others never seem to have enough of it.
Money.
The Holy Grail that supposedly brings with it promises of everlasting happiness, pleasure and excitement.
While those promises aren’t entirely true, it is always nice to have a little extra cash, just for that decadent Ritz Carlton Champagne brunch and Javanese aromatherapy massage or simply to squirrel away for a rainy day.
We know exactly how comforting some extra cash feels like, so here are three great suggestions on how to make a solid $500 extra a month:
1. eBay
Who hasn’t heard of eBay? Practically synonymous with earning money online, eBay is the place to go to sell stuff you have been keeping but have no use for, such as bags, clothes, books, accessories and that old grandfather clock that has been sitting unappreciated in the corner of the living room. Remember, one man’s junk is another man’s treasure. Or, you could buy something cheap and resell it there for a small profit. You can also use eBay’s Daily Deals (http://deals.ebay.com/deals) to pick up items that are going cheap for a limited time only, or visit Ebay, Craigslist, garage sales, flea markets, closeouts and the like for things you think may sell.
Potential earnings: $200 (assuming you sell 20 items at a profit of $10)
2. Sprees/ Bulk Purchases
Singaporeans love shopping, especially if they know they can get a good deal. Many popular items originate from overseas though, and sometimes it is too troublesome, too difficult or costs too much in shipping fees to purchase. In steps the Spree and Bulk Purchase organizer, who typically buys things in bulk from a particular brand or shop overseas, and earns a small profit by selling these value-for-money items at spree websites like http://community.livejournal.com/sgspree/, http://www.topsites.sg/tag/spree and the Singapore Motherhood forum.
Potential earnings: $200 (assuming a profit of $4 from each order, with 50 orders)
3. Earnings from Hobbies
Think about your favourite pastimes. Is there something you are good at, or something you know a lot about? Capitalise on these interests and skills. If you are handy with arts and crafts, make things and sell them on Etsy.com, a site that specializes in handcrafted products and supplies. If you are a Ansel Adams-wannabe and love taking photos, put them up on iStockPhoto.com, where publishers can search for photos using keywords – and you get a percentage if your photo is purchased. If you think you are an expert at finding the most suitable toy for your baby as she grows, write articles and post them online at sites such as AssociatedContent.com, where articles are typically paid US$4-10 each. Or better still, set up your own website and sell your writings as e-books. What you get is quick income with not much further work on your part!
Potential earnings: $100 (assuming you sell 20 items/articles etc at a profit of $5 each)
There are so many other ways to make money, including baking organic wheat-free chocolate cakes from home, providing freelance writing, or public relations, or accounting, or data entry or marketing or design services — and how about giving mobile manicures from your spiffy Kangoo van? As with any other job, many of these ideas take time and effort to turn into fruition, but once you get past that learning curve in terms of understanding e-commerce and market demand, it becomes a cinch to make that extra $500 many times over.
Have any other great ideas to help other women make extra cash? Share with us!
http://womenurock.blogspot.com/p/contact-us.html
Excllent article By: Audra Lim
Most spend their lives chasing it, while others never seem to have enough of it.
Money.
The Holy Grail that supposedly brings with it promises of everlasting happiness, pleasure and excitement.
While those promises aren’t entirely true, it is always nice to have a little extra cash, just for that decadent Ritz Carlton Champagne brunch and Javanese aromatherapy massage or simply to squirrel away for a rainy day.
We know exactly how comforting some extra cash feels like, so here are three great suggestions on how to make a solid $500 extra a month:
1. eBay
Who hasn’t heard of eBay? Practically synonymous with earning money online, eBay is the place to go to sell stuff you have been keeping but have no use for, such as bags, clothes, books, accessories and that old grandfather clock that has been sitting unappreciated in the corner of the living room. Remember, one man’s junk is another man’s treasure. Or, you could buy something cheap and resell it there for a small profit. You can also use eBay’s Daily Deals (http://deals.ebay.com/deals) to pick up items that are going cheap for a limited time only, or visit Ebay, Craigslist, garage sales, flea markets, closeouts and the like for things you think may sell.
Potential earnings: $200 (assuming you sell 20 items at a profit of $10)
2. Sprees/ Bulk Purchases
Singaporeans love shopping, especially if they know they can get a good deal. Many popular items originate from overseas though, and sometimes it is too troublesome, too difficult or costs too much in shipping fees to purchase. In steps the Spree and Bulk Purchase organizer, who typically buys things in bulk from a particular brand or shop overseas, and earns a small profit by selling these value-for-money items at spree websites like http://community.livejournal.com/sgspree/, http://www.topsites.sg/tag/spree and the Singapore Motherhood forum.
Potential earnings: $200 (assuming a profit of $4 from each order, with 50 orders)
3. Earnings from Hobbies
Think about your favourite pastimes. Is there something you are good at, or something you know a lot about? Capitalise on these interests and skills. If you are handy with arts and crafts, make things and sell them on Etsy.com, a site that specializes in handcrafted products and supplies. If you are a Ansel Adams-wannabe and love taking photos, put them up on iStockPhoto.com, where publishers can search for photos using keywords – and you get a percentage if your photo is purchased. If you think you are an expert at finding the most suitable toy for your baby as she grows, write articles and post them online at sites such as AssociatedContent.com, where articles are typically paid US$4-10 each. Or better still, set up your own website and sell your writings as e-books. What you get is quick income with not much further work on your part!
Potential earnings: $100 (assuming you sell 20 items/articles etc at a profit of $5 each)
There are so many other ways to make money, including baking organic wheat-free chocolate cakes from home, providing freelance writing, or public relations, or accounting, or data entry or marketing or design services — and how about giving mobile manicures from your spiffy Kangoo van? As with any other job, many of these ideas take time and effort to turn into fruition, but once you get past that learning curve in terms of understanding e-commerce and market demand, it becomes a cinch to make that extra $500 many times over.
Have any other great ideas to help other women make extra cash? Share with us!
http://womenurock.blogspot.com/p/contact-us.html
Being her own boss = time for kids
Being her own boss = time for kids
Former SingTel manager runs two gyms and invests in shares and properties
By Lorna Tan, Senior Correspondent (source: http://meltwaternews.com/prerobot/sph.asp?pub=ST&sphurl=www.straitstimes.com//Invest/Story/STIStory_498936.html)
Ms Priscilla Lim, franchisee of women-only gym Contours Express, with (from left) sons Dong Shen, seven, and Dong En, four, and daughters Yun Jie, eight, and Yun Yu, two. Running her own business has given Ms Lim more time to look after her children. -- ST PHOTO: LAU FOOK KONG
After working for more than a decade as a manager at SingTel, Ms Priscilla Lim hung up her power suits in 2008 and became a franchisee of an all-women gym, Contours Express.
With her savings of $120,000, Ms Lim, 36, set up her first gym at Block 253, Serangoon Central Drive, in September of that year. So far, it has more than 300 members. Last December, she opened her second gym at Block 930, Yishun Central, with a partner with a capital of $130,000. It has attracted nearly 150 members.
Ms Lim said she went into business because she wanted the challenge of starting something on her own. Her working hours would also be more flexible, so she could look after her four young children.
Both her father and husband, who run their own firms, were supportive of her move.
Besides her fitness business, Ms Lim likes to invest in shares and commercial properties like shophouses for their stable rental yields. In 2006, she and her husband, Mr Chua Bin Leong, 36, set up a firm, Super Choice Investment, to hold their investment properties, which currently stand at three.
She graduated with an honours degree in electrical and electronic engineering from Bradford University, Yorkshire, England, in 1997.
Her husband is a businessman who manufactures plastic bags. They have four children: daughters Yun Jie, eight, and Yun Yu, two, and sons Dong Shen, seven, and Dong En, four.
Q: Are you a spender or a saver?
I consider myself very generous when it comes to my children's well-being, especially in the areas of education and food. I'm a saver but at times will pamper myself with facials and spas. I use all of my income for family expenses. My hubby saves about half of his every month.
Q: How much do you charge to your credit cards every month?
I use three credit cards out of the six that I have, and I pay off the bills in full every month. Typically, I charge about $4,000 a month, mainly for my children's enrichment and tuition fees. I withdraw about $200 every week from the ATM.
Q: What financial planning have you done for yourself?
My hubby and I are mainly invested in properties and shares and a small amount in fixed deposits and life insurance. I am currently looking into health policies. We have one commercial property and two residential properties. We are also looking into more commercial properties.
Besides property investments, we have about 45 per cent invested in shares, 30 per cent in fixed deposits,
20 per cent in savings and the balance of 5 per cent in US-dollar fixed deposit. We have a few counters - SGX, SingTel and Wilmar, among others - and some are paying regular dividends. We invested earlier in Genting as we saw great potential when its casino here on Sentosa opened.
My hubby helps me to pick stocks and monitors the stock market daily. He does his own research on dividends, growth, management and upcoming trends, through reading company reports and prospectuses. We may hold stocks for six months to a year. And we may let go when we see a 5 per cent rise. For our total portfolio, we have target returns of about 10 per cent for short-term investments and about 30 per cent for longer-term investments.
Q: Moneywise, what were your growing-up years like?
I have an older brother and two younger brothers. My father is a businessman providing fittings and fixtures to shopping malls, and my mother is a housewife. They complement each other and are not spendthrifts. I did not ask for money from my dad unnecessarily when I was young. We lived in my grandmother's shophouse in Albert Street with her and an aunt, before moving to a three-room HDB flat in Bedok when I was seven. During that year, my father started his business with his savings. Prior to that, he was a carpenter and a part-time salesman. He inspired me to work hard and set up a business on my own. My mother is very caring and dedicated. I appreciate every meal she cooks for us and I am now learning from her and have been cooking for my children for a year now.
Q: How did you get interested in investing?
I started my first investment with an initial public offering of China Milk back in 2006 and made a modest profit upon the listing. Slowly, I learnt to invest in shares. The first one was a Singapore-listed China property counter, Pan Hong Property. I made $40,000 out of the $200,000 invested in just a few months in 2005.
Q: What properties do you own?
My hubby and I set up a firm, Super Choice Investment, for our investment properties in 2006. Our first investment was actually back in 2000, when we got married. It was a 1,300 sq ft condominium unit in Sengkang. We bought it for $570,000, and the current market value is estimated to be about $650,000. We are renting it out for $2,500 a month.
I also own a 1,600 sq ft unit in Marine Vista in East Coast, which I bought for $1.4 million in end-2008. It is rented out at $2,600 a month and is currently valued at about $1.2 million. The commercial property we own is a 1,500 sq ft, two-storey shophouse in Bedok, which we bought for $1 million in 2008. We rent it out for $7,500 a month. Its value has also appreciated, although I don't know by how much.
Q: What's the most extravagant thing you have bought?
I bought a Rolex watch with a pink mother of pearl face for $11,000 in 2008. The most extravagant gift I've received is a one-carat diamond ring from my hubby on my birthday last year. He knew I would not have bought it on my own. It cost $16,000.
Q: What's your retirement plan?
We plan to be financially independent when we are 50. We intend to invest in a few more commercial properties and be able to have a passive income of $12,000 to $15,000 a month. My hubby and I would require about $5,000 a month when our kids are independent.
Q: Home is now...
We live in my parents-in-law's three-storey semi-detached house in Upper Paya Lebar. It has a land area of 7,000 sq ft. We live here with my parents-in-law, two brothers-in-law and their families and my sister-in-law. My father-in-law runs a plastic-making business.
Q: I drive...
A silver Toyota Picnic.
lorna@sph.com.sg
--------------------------------------------------------------------------------
WORST AND BEST BETS
Q: What has been your worst investment to date?
I started trading in shares in 2005. In early 2007, I began to invest more in the stock market. I bought 100 lots of the property share LC Dev at $62,000 with just a forecast of the company from my broker and without exploring further. I have since lost about 70 per cent on paper.
Q: And your best investment?
My best investment is the two-storey shophouse in Bedok.
Former SingTel manager runs two gyms and invests in shares and properties
By Lorna Tan, Senior Correspondent (source: http://meltwaternews.com/prerobot/sph.asp?pub=ST&sphurl=www.straitstimes.com//Invest/Story/STIStory_498936.html)
Ms Priscilla Lim, franchisee of women-only gym Contours Express, with (from left) sons Dong Shen, seven, and Dong En, four, and daughters Yun Jie, eight, and Yun Yu, two. Running her own business has given Ms Lim more time to look after her children. -- ST PHOTO: LAU FOOK KONG
After working for more than a decade as a manager at SingTel, Ms Priscilla Lim hung up her power suits in 2008 and became a franchisee of an all-women gym, Contours Express.
With her savings of $120,000, Ms Lim, 36, set up her first gym at Block 253, Serangoon Central Drive, in September of that year. So far, it has more than 300 members. Last December, she opened her second gym at Block 930, Yishun Central, with a partner with a capital of $130,000. It has attracted nearly 150 members.
Ms Lim said she went into business because she wanted the challenge of starting something on her own. Her working hours would also be more flexible, so she could look after her four young children.
Both her father and husband, who run their own firms, were supportive of her move.
Besides her fitness business, Ms Lim likes to invest in shares and commercial properties like shophouses for their stable rental yields. In 2006, she and her husband, Mr Chua Bin Leong, 36, set up a firm, Super Choice Investment, to hold their investment properties, which currently stand at three.
She graduated with an honours degree in electrical and electronic engineering from Bradford University, Yorkshire, England, in 1997.
Her husband is a businessman who manufactures plastic bags. They have four children: daughters Yun Jie, eight, and Yun Yu, two, and sons Dong Shen, seven, and Dong En, four.
Q: Are you a spender or a saver?
I consider myself very generous when it comes to my children's well-being, especially in the areas of education and food. I'm a saver but at times will pamper myself with facials and spas. I use all of my income for family expenses. My hubby saves about half of his every month.
Q: How much do you charge to your credit cards every month?
I use three credit cards out of the six that I have, and I pay off the bills in full every month. Typically, I charge about $4,000 a month, mainly for my children's enrichment and tuition fees. I withdraw about $200 every week from the ATM.
Q: What financial planning have you done for yourself?
My hubby and I are mainly invested in properties and shares and a small amount in fixed deposits and life insurance. I am currently looking into health policies. We have one commercial property and two residential properties. We are also looking into more commercial properties.
Besides property investments, we have about 45 per cent invested in shares, 30 per cent in fixed deposits,
20 per cent in savings and the balance of 5 per cent in US-dollar fixed deposit. We have a few counters - SGX, SingTel and Wilmar, among others - and some are paying regular dividends. We invested earlier in Genting as we saw great potential when its casino here on Sentosa opened.
My hubby helps me to pick stocks and monitors the stock market daily. He does his own research on dividends, growth, management and upcoming trends, through reading company reports and prospectuses. We may hold stocks for six months to a year. And we may let go when we see a 5 per cent rise. For our total portfolio, we have target returns of about 10 per cent for short-term investments and about 30 per cent for longer-term investments.
Q: Moneywise, what were your growing-up years like?
I have an older brother and two younger brothers. My father is a businessman providing fittings and fixtures to shopping malls, and my mother is a housewife. They complement each other and are not spendthrifts. I did not ask for money from my dad unnecessarily when I was young. We lived in my grandmother's shophouse in Albert Street with her and an aunt, before moving to a three-room HDB flat in Bedok when I was seven. During that year, my father started his business with his savings. Prior to that, he was a carpenter and a part-time salesman. He inspired me to work hard and set up a business on my own. My mother is very caring and dedicated. I appreciate every meal she cooks for us and I am now learning from her and have been cooking for my children for a year now.
Q: How did you get interested in investing?
I started my first investment with an initial public offering of China Milk back in 2006 and made a modest profit upon the listing. Slowly, I learnt to invest in shares. The first one was a Singapore-listed China property counter, Pan Hong Property. I made $40,000 out of the $200,000 invested in just a few months in 2005.
Q: What properties do you own?
My hubby and I set up a firm, Super Choice Investment, for our investment properties in 2006. Our first investment was actually back in 2000, when we got married. It was a 1,300 sq ft condominium unit in Sengkang. We bought it for $570,000, and the current market value is estimated to be about $650,000. We are renting it out for $2,500 a month.
I also own a 1,600 sq ft unit in Marine Vista in East Coast, which I bought for $1.4 million in end-2008. It is rented out at $2,600 a month and is currently valued at about $1.2 million. The commercial property we own is a 1,500 sq ft, two-storey shophouse in Bedok, which we bought for $1 million in 2008. We rent it out for $7,500 a month. Its value has also appreciated, although I don't know by how much.
Q: What's the most extravagant thing you have bought?
I bought a Rolex watch with a pink mother of pearl face for $11,000 in 2008. The most extravagant gift I've received is a one-carat diamond ring from my hubby on my birthday last year. He knew I would not have bought it on my own. It cost $16,000.
Q: What's your retirement plan?
We plan to be financially independent when we are 50. We intend to invest in a few more commercial properties and be able to have a passive income of $12,000 to $15,000 a month. My hubby and I would require about $5,000 a month when our kids are independent.
Q: Home is now...
We live in my parents-in-law's three-storey semi-detached house in Upper Paya Lebar. It has a land area of 7,000 sq ft. We live here with my parents-in-law, two brothers-in-law and their families and my sister-in-law. My father-in-law runs a plastic-making business.
Q: I drive...
A silver Toyota Picnic.
lorna@sph.com.sg
--------------------------------------------------------------------------------
WORST AND BEST BETS
Q: What has been your worst investment to date?
I started trading in shares in 2005. In early 2007, I began to invest more in the stock market. I bought 100 lots of the property share LC Dev at $62,000 with just a forecast of the company from my broker and without exploring further. I have since lost about 70 per cent on paper.
Q: And your best investment?
My best investment is the two-storey shophouse in Bedok.
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